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There are things that we know would be reported on our credit reports such as credit cards, financed vehicles, a mortgage. However, there are certain items that CAN appear on your credit report that you may not be aware of that can affect your FICO score.   Business Credit Cards: Many times when opening a
Spring is the time for buying a home. The weather’s nice, families are looking to find newer nicer homes and people are looking for a change of pace. Here are a few pieces of helpful information on home buying and home loans this warm Spring season. Getting a home loan is a sometimes arduous task

The Impact of Bad Credit

Bad credit is something often talked about but seldom understood. Bad credit can impact plenty of factors in daily life and understanding how bad credit can hold you back can help you make better decisions about spending, budgeting and managing your own credit. First let’s understand credit scores in general. A FICO credit score is
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