The Bad Credit Disadvantage

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Build Your Credit & Build Your Business

By David Castillo Credit can seem like an abstract concept to people when it comes to business. It’s not a winning lottery ticket in your hand you can quickly flip for cars, vacations, and your favorite handbags. However, even the lottery undercuts what it means to “win” when you consider some of the horrors lottery
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What to Do When the Collection Agency Won’t Stop Calling

It’s stressful enough to be in debt and worry about how you’re going to make your next payment. Receiving calls from debt collectors just adds a feeling of dread, even when you are in the comfort of your own home. Luckily, you not only have certain rights when it comes to dealing with collection agencies,
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What Financial Help Service Do I Need?

Consumers have lots of options when it comes to getting help with finances. Oftentimes you can fix your problems on your own, but there are certain situations when you can benefit from the help of a professional. Make an informed decision by learning about the different types of financial help services available, and which may
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Getting Smart with Your 2015 Tax Return

  EMERGENCY FUND: Ever have that “I hope my car doesn’t break down this month because I don’t have the money” feeling? Try opening a savings account in a different bank account with your tax return. Economists suggest that you have at least 3 to 6 months of your expenses in savings for any given
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