Many people understand the basic idea behind debt. You buy things, and when you do, lenders can help you, but if lenders don’t get your money, suddenly the borrower and the lender have an agreement problem. Broken agreements are what we call debt (which is different, though related, from collections). This is the system that
By David Castillo San Antonio has been celebrating the heroes of the battles of the Alamo and San Jacinto since 1891. Every April the city gathers around to celebrate the holiday with food, drinks, and festivities. But in order to celebrate properly, you should be able to properly afford what’s on the menu. Good times

Where Do I Go When I Need Money?

Financial Institutions The most traditional place to borrow money is from a financial institution such as a bank or credit union. These small personal loans do not require any type of collateral, but do require a decent credit history to qualify. Personal loans generally have more competitive interest rates than options like payday loans, and

The Truth About Payday and Title Loans

What are Payday and Title Loans? Payday and title loans allow you to borrow a small amount of cash for a short amount of time, using either your next paycheck or your car title as collateral. Lenders also have minimal credit requirements, making it an appealing option for people with low credit. While these loans

Are Medical Bills Making You Sick?

A simple slip or a serious health issue can result in thousands of dollars in medical bills. There are more than 45 million Americans without health insurance, nearly half of which have outstanding medical debts, averaging $9,000 per person. Even if you have insurance, you could end up with catastrophic debt or even in bankruptcy.