For 25 years, a little known law called the Professional and Amateur Sports Protection Act made sure that sports betting could only occur in Nevada. This May, that all changed when New Jersey took on the NCAA and won. For those (like me) that don’t know anything about college basketball, the history of sports betting —
Whether it was when Harry met Sally, Allie and Noah, the English Patient, or Han and Leia; a kiss can be valuable, and justify real love between two people, but it probably only happens to people with good credit—or so says the thesis of a 2015 paper by the Federal Reserve; an exhaustive study on the connection
For a lot of Americans, debt collection is a world that they’ll either never understand, or avoid altogether. So what are collections? And what are charge-offs? What are the differences in this financial jungle? The first thing to note is that debt is different from a collection, just as a collection is different from a
Memorial Day expenses aren’t cheap. Millions of Americans each Memorial weekend either spend a lot of money on travel, or BBQ. Memorial Day is a somber holiday when you think about it. It used to be divided into two holidays: Decoration Day versus Confederate Heroes Day. Then World War 1 happened, and things were put
May 4th is Stars Wars Day, which means nerds and non-nerds alike get to debate whether Greedo shot first, or how much you’re looking forward to the new film, The Last Jedi. It also means your wallet is losing some weight for the coolest Stars Wars swag in the only galaxy that isn’t far away. Welcome
With teacher appreciation week underway, it’s always important to remember the unsung heroes of inspiration. The people that push us to be wiser tomorrow than we are today. These people may not always be teachers. There was that dentist responsible for George Washington’s dentures (carved from hippo tusk) who seemed integral to Washington’s personal growth.
If there’s one thing you can count on when you have good credit, are auto loans. And who doesn’t love the kind of fast and furious cars Vin Diesel pilots past tanks and submarines? Granted, good credit is not the same as good income. Nobody is selling you on the idea that good credit will
by David Castillo The myth of credit is that it doesn’t buy you anything. But that’s like saying being a university professor doesn’t buy you anything. Just like an esteemed job creates opportunities, good credit establishes liberty and leisure. Good credit gives you the freedom to buy things you might otherwise not afford. And one
By David Castillo Credit can seem like an abstract concept to people when it comes to business. It’s not a winning lottery ticket in your hand you can quickly flip for cars, vacations, and your favorite handbags. However, even the lottery undercuts what it means to “win” when you consider some of the horrors lottery
There are things that we know would be reported on our credit reports such as credit cards, financed vehicles, a mortgage. However, there are certain items that CAN appear on your credit report that you may not be aware of that can affect your FICO score.   Business Credit Cards: Many times when opening a