Is the internet crushing your attention span more than you’d like to admit? It’s okay. We have that same problem. That’s why you have the option of listening to this article instead.  Depending on where you live, the following stat may not shock you: there are more payday loan companies and speedy cash lenders in the
For 25 years, a little known law called the Professional and Amateur Sports Protection Act made sure that sports betting could only occur in Nevada. This May, that all changed when New Jersey took on the NCAA and won. For those (like me) that don’t know anything about college basketball, the history of sports betting —
It’s easy to make the wrong assumption about credit scores — they have something to do with credit cards specifically, and money in general; right? Well, no. Your credit score might seem like a digital dollar amount, but it’s anything but. Not only does your credit score bounce around a complicated digital network, but the lenders
Whether it was when Harry met Sally, Allie and Noah, the English Patient, or Han and Leia; a kiss can be valuable, and justify real love between two people, but it probably only happens to people with good credit—or so says the thesis of a 2015 paper by the Federal Reserve; an exhaustive study on the connection
There’s nothing wrong with online dating, but there’s a sad, dark business to online romance scams resulting in lots of lost consumer cash. According to FBI’s complaint center,  the bureau reported 15,000 romance scams, resulting in a combined $230 million in consumer losses.  Some of the reports involved soft scams, such as one partner asking the
For a lot of Americans, debt collection is a world that they’ll either never understand, or avoid altogether. So what are collections? And what are charge-offs? What are the differences in this financial jungle? The first thing to note is that debt is different from a collection, just as a collection is different from a

The Bad Credit Disadvantage

What determines where you live? Where you can work? What you can afford? While your personal choices are important, the credit bureaus help answer these questions too. And there’s a hidden truth to their practices you need to know. If lenders want to know if you’re trustworthy, they don’t use your testimony. They use your
By David Castillo If you’re reading this, we’d like to think you’ve been to the Credit Repairmen, used our services, and profited as a result of making smart life choices. If you haven’t, we’re not the tax man. You still have time. In case you didn’t know, Earth Day is April 22nd, and there are