What is a credit score?

Pull out fact: Sometimes all it takes is a single missed payment to knock more than 100 points off your credit and put you as high-risk

Strive for excellence, 760

Bettering your credit score is the ultimate goal. Striving for excellence is great, but one expert says it’s unnecessary to have a perfect score, and maybe even unattainable. “It’s important to understand that if you have a FICO score above 760, you’re going to be getting the best rates and opportunities,” said Anthony Sprauve, director

5 important factors of your credit score

One way to improve your credit score is to know what you’re being accounted for. You can also call the credit agencies to see what you can do to bring down your score. Many times though, the credit agencies keep their models top secret, but The Credit Repairmen know this much about factors that affect