The True Cost of Being a Teacher
Monday, 07 May 2018
We all know when to appreciate a teacher. But do we understand how, or what for? I suspect, on the whole, we don’t (though we try). It’s enjoyable to remember how cool some of our teacher’s rooms looked—especially as the Halloween-Snicker-sized little anklebiters we used to be. But now that we’re adults, we know what
- Published in Credit Tips, money tips, Student Loan
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Credit Scores Hinder Your Tinder, and What Big Data Says about Relationships and Dateability
Wednesday, 28 March 2018
Whether it was when Harry met Sally, Allie and Noah, the English Patient, or Han and Leia; a kiss can be valuable, and justify real love between two people, but it probably only happens to people with good credit—or so says the thesis of a 2015 paper by the Federal Reserve; an exhaustive study on the connection
- Published in Credit Building, Credit Score, Credit Tips, money tips
Debt Diamonds: Why You Should Grade Your Lenders First
Monday, 29 January 2018
“They” say that diamonds are a girl’s best friend – although Leonardo DiCaprio disagrees. There are a number of reasons for that. Psychologists say that diamonds act as “courtship gifts” because it shows us that our significant others see us as “investments”, and apparently girls (and boys, of course) love that. But so do collection
- Published in Credit Tips, money tips
Debt and Taxes: Why That Refund Must Fix Your Credit
Monday, 08 January 2018
With tax seasons under way, everyone can’t wait to to spend their refund money like a lottery ticket. Despite our inner wishes, that tax refund is not a Victoria’s Secret gift certificate. If it is, you either haven’t had to worry about debt, or are about to start. First, a quick refresher: a tax refund
- Published in Credit Tips, money tips, Tax Returns
Understanding Collections and Charge-Offs
Tuesday, 05 December 2017
For a lot of Americans, debt collection is a world that they’ll either never understand, or avoid altogether. So what are collections? And what are charge-offs? What are the differences in this financial jungle? The first thing to note is that debt is different from a collection, just as a collection is different from a
- Published in Credit Building, Credit Repair Advice, Credit Score, Credit Tips
Paranormal Captivity: The Good Money Your Credit Never Sees
Friday, 27 October 2017
Your credit score – that three digit number that determines whether or not lenders trust you – takes into account everything you’ve ever bought, borrowed, paid for, or financed. Well, almost everything. You may prefer renting, but your credit doesn’t Most people are familiar with this already. In economic terms, rent doesn’t “build equity”. The
- Published in Credit Tips, money tips, Technology
The Bad Credit Disadvantage
Monday, 31 July 2017
- Published in CFR-Credit, Credit Score, Credit Tips, Uncategorized
The Credit Bureaus: The Hidden Truth
Tuesday, 23 May 2017
What determines where you live? Where you can work? What you can afford? While your personal choices are important, the credit bureaus help answer these questions too. And there’s a hidden truth to their practices you need to know. If lenders want to know if you’re trustworthy, they don’t use your testimony. They use your
- Published in Credit Score, Credit Tips, Identity Theft, Technology
Four Acts of Appreciation on Teacher Appreciation Week Your Teacher Won’t Forget
Tuesday, 02 May 2017
With teacher appreciation week underway, it’s always important to remember the unsung heroes of inspiration. The people that push us to be wiser tomorrow than we are today. These people may not always be teachers. There was that dentist responsible for George Washington’s dentures (carved from hippo tusk) who seemed integral to Washington’s personal growth.
- Published in Credit Building, Credit Tips, money tips
Want Affordable Auto Loans on Fast Cars? Get Furious About Fixing Your Credit and Start Today
Monday, 24 April 2017
If there’s one thing you can count on when you have good credit, are auto loans. And who doesn’t love the kind of fast and furious cars Vin Diesel pilots past tanks and submarines? Granted, good credit is not the same as good income. Nobody is selling you on the idea that good credit will
- Published in Auto Loan, Credit Building, Credit Tips