Payday Loans Are More Expensive for the Poor, and Lenders Are Weaponizing the Courts to Make it Worse

Is the internet crushing your attention span more than you’d like to admit? It’s okay. We have that same problem. That’s why you have the option of listening to this article instead.  Depending on where you live, the following stat may not shock you: there are more payday loan companies and speedy cash lenders in the
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The Story of Decentraland, and How the Future of Real Estate Could Live in an Alternate Universe

Is the internet crushing your attention span more than you’d like to admit? It’s okay. We have that same problem. That’s why you have the option of LISTENING to this article instead. The idea of “virtual land” sounds ridiculous. What’s the point of paying for land you can’t even walk on? In order to wrap
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How the Supreme Court Legalizing Sports Betting Impacts (Read: Could Destroy) Your Credit Score

For 25 years, a little known law called the Professional and Amateur Sports Protection Act made sure that sports betting could only occur in Nevada. This May, that all changed when New Jersey took on the NCAA and won. For those (like me) that don’t know anything about college basketball, the history of sports betting —
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Thinking, Feeling, Extroverted, Introverted: Could your Personality Predict your Credit Score?

It’s easy to make the wrong assumption about credit scores — they have something to do with credit cards specifically, and money in general; right? Well, no. Your credit score might seem like a digital dollar amount, but it’s anything but. Not only does your credit score bounce around a complicated digital network, but the lenders
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Just Because You Suck at Money Doesn’t Mean You Can’t Save for a Fun Summer

There are a lot of words we think of when we see the words “cost-effective”: cheap, lesser, affordable, etc. But let’s look at it another way. Could you ever afford your summer vacation to begin with? Not according to the Federal Reserve. According to their latest report, only 1 in 5 Americans report paying off
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As Your Student Loans Get Taken to Court, Here are Three Things You Must Know

Student loans are a source of discomfort for many Americans. They’re worth it—which the evidence backs up—but the cost can feel too high for some. According to the Federal Reserve’s recent report, the average debt for student loans is $36,299. 52 percent of borrowers under the age of 25 report that someone else is assisting
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Internet Providers are Having to Pay for Violating the Do Not Call List and So are You

In 1999, Time magazine created a poll to ask Americans what the worst 20th century idea was. One of the few things worse than Boston selling Babe Ruth to the Yankees was telemarketing. Telemarketing had become such a pox for Americans that in 2003, the government created the Do Not Call Registry. The basic idea
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Young People are Spending $100,000 on Someone Else’s Mortgage

If you’re young and you rent, you may want to reconsider what you owe. According to the US Census Bureau, renters will spend almost $100,000 on rent by the time they hit 30 for a ten year period. That’s 45 percent of your income. Why is that number kind of backbreaking? Because that’s more than
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The True Cost of Being a Teacher

We all know when to appreciate a teacher. But do we understand how, or what for? I suspect, on the whole, we don’t (though we try). It’s enjoyable to remember how cool some of our teacher’s rooms looked—especially as the Halloween-Snicker-sized little anklebiters we used to be. But now that we’re adults, we know what
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Credit Scores Hinder Your Tinder, and What Big Data Says about Relationships and Dateability

Whether it was when Harry met Sally, Allie and Noah, the English Patient, or Han and Leia; a kiss can be valuable, and justify real love between two people, but it probably only happens to people with good credit—or so says the thesis of a 2015 paper by the Federal Reserve; an exhaustive study on the connection
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