Just like you, we’ve been busy this tax season. We’ve talked about why that tax refund needs to go towards debt, budgeting essentials, and even an idiot’s guide to taxes in general (don’t worry; that title was more for us than you). Now we want to take a break, and focus on silly things we
With tax seasons under way, everyone can’t wait to to spend their refund money like a lottery ticket. Despite our inner wishes, that tax refund is not a Victoria’s Secret gift certificate. If it is, you either haven’t had to worry about debt, or are about to start. First, a quick refresher: a tax refund
Every year, Americans endure what we call ‘tax season’. And every year, Americans feel like Paul Revere himself because in 1770, some British chancellor thought the original colonies would be ok with taxes on their tea. And so began the Boston Massacre – as well as the American perception on taxes. But today is not
By David Castillo For (almost) every American… Taxes are the boogeymen of financial stress – or as we like to joke, taxes are simply contributions determined by the greed of the state, to nourish the selfishness of the citizen. And nowhere is your selfishness better rewarded than Fiesta. While there are plenty of ways to save
With a new year underway, it’s a great time to sit down and perform a self-evaluation of your personal financial position. Like going to the doctor, a personal financial audit is something many people put off until they have to do it, and sometimes, that’s too late. Luckily checking the pulse of your financial health

Where Do I Go When I Need Money?

Financial Institutions The most traditional place to borrow money is from a financial institution such as a bank or credit union. These small personal loans do not require any type of collateral, but do require a decent credit history to qualify. Personal loans generally have more competitive interest rates than options like payday loans, and

The Truth About Payday and Title Loans

What are Payday and Title Loans? Payday and title loans allow you to borrow a small amount of cash for a short amount of time, using either your next paycheck or your car title as collateral. Lenders also have minimal credit requirements, making it an appealing option for people with low credit. While these loans
  EMERGENCY FUND: Ever have that “I hope my car doesn’t break down this month because I don’t have the money” feeling? Try opening a savings account in a different bank account with your tax return. Economists suggest that you have at least 3 to 6 months of your expenses in savings for any given