Is the internet crushing your attention span more than you’d like to admit? It’s okay. We have that same problem. That’s why you have the option of LISTENING to this article instead. The idea of “virtual land” sounds ridiculous. What’s the point of paying for land you can’t even walk on? In order to wrap
It’s easy to make the wrong assumption about credit scores — they have something to do with credit cards specifically, and money in general; right? Well, no. Your credit score might seem like a digital dollar amount, but it’s anything but. Not only does your credit score bounce around a complicated digital network, but the lenders
In 1999, Time magazine created a poll to ask Americans what the worst 20th century idea was. One of the few things worse than Boston selling Babe Ruth to the Yankees was telemarketing. Telemarketing had become such a pox for Americans that in 2003, the government created the Do Not Call Registry. The basic idea
Believe it or not, money laws go all the way back to Aristotle. The ancient Greek philosopher famously called moneylending “the birth of money from money.” Even the Bible says “love ye enemies, do good, and lend, hoping for nothing thereby.” Early in our collective history, moneylending was seen as a personal transaction; an act
Late bills are a little like thunder and lighting; you won’t get burned – unless you’re the 1 in  700,000 that gets hit – but your experience won’t be pleasant. Nonetheless, just as you can prepare for the physical storm, you can prepare for the financial one just as easily. It starts with budgeting. Many
Credit card fraud has been a problem for a long time, but since 2005 that problem has been growing at an absurd rate. More than half the US population was compromised with the infamous Equifax breach. That number gets worse when you factor in the breaches on Target, Home Depot, Yahoo, and so on. It
Your credit score  – that three digit number that determines whether or not lenders trust you – takes into account everything you’ve ever bought, borrowed, paid for, or financed. Well, almost everything. You may prefer renting, but your credit doesn’t Most people are familiar with this already. In economic terms, rent doesn’t “build equity”. The
Unfortunately for most Americans, identity theft is a horror that’s no longer confined to subplots for James Bond films. Just ask Amy Krebs. She woke up one day in 2013, receiving a call from a credit card company. It was their fraud department, informing her that someone tried to obtain a credit card in her
If you want to understand bitcoin, you have to understand the part of bitcoin that has everyone talking about why it projects to potentially disrupt so many industries; and that’s the blockchain. Whenever you make a financial transaction, you need a babysitter – someone to make sure that the $100 you gave to HEB, a
If Bitcoin is the future of money, then it stands to reason that if money changes, so will everything else. Alas, a proverbial idiot’s guide to Bitcoin. The first thing you want to know about bitcoin is to avoid wasting your time answering the question ‘how did it start?’ The identity of bitcoin’s founder is