Celebrating Geek Pride Day is something we use to do in the comfort of our own shame. But geeks are “en vogue” thanks to a Spaniard who turned a human game of Pac-Man into a worldwide holiday. If you’ve been following us, you probably need a pick me up after reading about the sinister big
What determines where you live? Where you can work? What you can afford? While your personal choices are important, the credit bureaus help answer these questions too. And there’s a hidden truth to their practices you need to know. If lenders want to know if you’re trustworthy, they don’t use your testimony. They use your
If there’s one thing you can count on when you have good credit, are auto loans. And who doesn’t love the kind of fast and furious cars Vin Diesel pilots past tanks and submarines? Granted, good credit is not the same as good income. Nobody is selling you on the idea that good credit will
By David Castillo San Antonio has been celebrating the heroes of the battles of the Alamo and San Jacinto since 1891. Every April the city gathers around to celebrate the holiday with food, drinks, and festivities. But in order to celebrate properly, you should be able to properly afford what’s on the menu. Good times

7 Lessons in Making Life Affordable

Life is hectic.  Sometimes we feel a lack of control over our finances, credit and budget.  Here are some steps on how to make your life more affordable and plan for the future. #1 Always check your credit and stay on top of any impending problems or issues. #2 Create a budget.  Use a spreadsheet

Student Loans in Default: Know Your Options

With the cost of college tuition soaring in the U.S., the number of student loans in default is at 13.7%. Unlike most other types of loans, student loans do not go away, even if you declare bankruptcy. So what can you do if your loan is in default? Just a few simple steps can help

Student Loan Consolidation

Student Loan Consolidation allows you to group all of your federal loans together into a single interest rate and repayment term. While your average interest rate most likely won’t save you money, you can lower your monthly payments by extending your repayment period, making this a good option for people who are having trouble making ends

Private Student Loans

It’s no secret that college tuition is soaring these days, whether your child is attending a public or private institution. For some families, federal financial aid and scholarships simply don’t cover the gap needed to make tuition payments. Luckily, the private market for student loans continues to expand, making rates and terms more competitive for