Your credit score  – that three digit number that determines whether or not lenders trust you – takes into account everything you’ve ever bought, borrowed, paid for, or financed. Well, almost everything. You may prefer renting, but your credit doesn’t Most people are familiar with this already. In economic terms, rent doesn’t “build equity”. The

The Bad Credit Disadvantage

By David Castillo San Antonio has been celebrating the heroes of the battles of the Alamo and San Jacinto since 1891. Every April the city gathers around to celebrate the holiday with food, drinks, and festivities. But in order to celebrate properly, you should be able to properly afford what’s on the menu. Good times
There are things that we know would be reported on our credit reports such as credit cards, financed vehicles, a mortgage. However, there are certain items that CAN appear on your credit report that you may not be aware of that can affect your FICO score.   Business Credit Cards: Many times when opening a

The Impact of Bad Credit

Bad credit is something often talked about but seldom understood. Bad credit can impact plenty of factors in daily life and understanding how bad credit can hold you back can help you make better decisions about spending, budgeting and managing your own credit. First let’s understand credit scores in general. A FICO credit score is