Spring Break is not just about forgetting everything that happened the night before. It can be about spending quality time with your family. Unlike in college—where money is actively wasted—spending spring break with your family is about saving money. And that means working with a real budget. It Starts with Savings One of the quickest

The Impact of Bad Credit

Bad credit is something often talked about but seldom understood. Bad credit can impact plenty of factors in daily life and understanding how bad credit can hold you back can help you make better decisions about spending, budgeting and managing your own credit. First let’s understand credit scores in general. A FICO credit score is

College Students: Don’t Ruin your Credit

Being on your own for the first time can be exciting and liberating, but be mindful not to make the following credit mistakes that could haunt you for a very long time. Abusing easy credit As a student, you are an easy target for credit card companies. You are easily approved and can spend money