The Bad Credit Disadvantage

What determines where you live? Where you can work? What you can afford? While your personal choices are important, the credit bureaus help answer these questions too. And there’s a hidden truth to their practices you need to know. If lenders want to know if you’re trustworthy, they don’t use your testimony. They use your
With teacher appreciation week underway, it’s always important to remember the unsung heroes of inspiration. The people that push us to be wiser tomorrow than we are today. These people may not always be teachers. There was that dentist responsible for George Washington’s dentures (carved from hippo tusk) who seemed integral to Washington’s personal growth.
If there’s one thing you can count on when you have good credit, are auto loans. And who doesn’t love the kind of fast and furious cars Vin Diesel pilots past tanks and submarines? Granted, good credit is not the same as good income. Nobody is selling you on the idea that good credit will
By David Castillo If you’re reading this, we’d like to think you’ve been to the Credit Repairmen, used our services, and profited as a result of making smart life choices. If you haven’t, we’re not the tax man. You still have time. In case you didn’t know, Earth Day is April 22nd, and there are
by David Castillo The myth of credit is that it doesn’t buy you anything. But that’s like saying being a university professor doesn’t buy you anything. Just like an esteemed job creates opportunities, good credit establishes liberty and leisure. Good credit gives you the freedom to buy things you might otherwise not afford. And one
By David Castillo San Antonio has been celebrating the heroes of the battles of the Alamo and San Jacinto since 1891. Every April the city gathers around to celebrate the holiday with food, drinks, and festivities. But in order to celebrate properly, you should be able to properly afford what’s on the menu. Good times
By David Castillo Credit can seem like an abstract concept to people when it comes to business. It’s not a winning lottery ticket in your hand you can quickly flip for cars, vacations, and your favorite handbags. However, even the lottery undercuts what it means to “win” when you consider some of the horrors lottery
By David Castillo How Do Student Loans Affect Your Credit? Student loans stalk like a horror movie slasher villain. As early as 2014, student debt topped $1 trillion to confirm its status as one of debt’s essential boogeymen. However, the question the astute reader wants to know is, how do student loans affect me? Your