For 25 years, a little known law called the Professional and Amateur Sports Protection Act made sure that sports betting could only occur in Nevada. This May, that all changed when New Jersey took on the NCAA and won. For those (like me) that don’t know anything about college basketball, the history of sports betting —
If there’s one thing you can count on when you have good credit, are auto loans. And who doesn’t love the kind of fast and furious cars Vin Diesel pilots past tanks and submarines? Granted, good credit is not the same as good income. Nobody is selling you on the idea that good credit will
By David Castillo If you’re reading this, we’d like to think you’ve been to the Credit Repairmen, used our services, and profited as a result of making smart life choices. If you haven’t, we’re not the tax man. You still have time. In case you didn’t know, Earth Day is April 22nd, and there are
by David Castillo The myth of credit is that it doesn’t buy you anything. But that’s like saying being a university professor doesn’t buy you anything. Just like an esteemed job creates opportunities, good credit establishes liberty and leisure. Good credit gives you the freedom to buy things you might otherwise not afford. And one
By David Castillo Credit can seem like an abstract concept to people when it comes to business. It’s not a winning lottery ticket in your hand you can quickly flip for cars, vacations, and your favorite handbags. However, even the lottery undercuts what it means to “win” when you consider some of the horrors lottery
There are things that we know would be reported on our credit reports such as credit cards, financed vehicles, a mortgage. However, there are certain items that CAN appear on your credit report that you may not be aware of that can affect your FICO score.   Business Credit Cards: Many times when opening a

The Impact of Bad Credit

Bad credit is something often talked about but seldom understood. Bad credit can impact plenty of factors in daily life and understanding how bad credit can hold you back can help you make better decisions about spending, budgeting and managing your own credit. First let’s understand credit scores in general. A FICO credit score is

4 Steps to Your First Financial Check-Up

With a new year underway, it’s a great time to sit down and perform a self-evaluation of your personal financial position. Like going to the doctor, a personal financial audit is something many people put off until they have to do it, and sometimes, that’s too late. Luckily checking the pulse of your financial health

Are Medical Bills Making You Sick?

A simple slip or a serious health issue can result in thousands of dollars in medical bills. There are more than 45 million Americans without health insurance, nearly half of which have outstanding medical debts, averaging $9,000 per person. Even if you have insurance, you could end up with catastrophic debt or even in bankruptcy.