Credit card fraud has been a problem for a long time, but since 2005 that problem has been growing at an absurd rate. More than half the US population was compromised with the infamous Equifax breach. That number gets worse when you factor in the breaches on Target, Home Depot, Yahoo, and so on. It
What determines where you live? Where you can work? What you can afford? While your personal choices are important, the credit bureaus help answer these questions too. And there’s a hidden truth to their practices you need to know. If lenders want to know if you’re trustworthy, they don’t use your testimony. They use your