Getting financially ready is never about making some big drastic change overnight. We like to say things like: “I’ll get a new job” or “I’ll buy that awesome new Corvette” or “I’ll buy that new home”. But as the health and wellness gurus tell us – the change has to be gradual, and has to
by David Castillo The myth of credit is that it doesn’t buy you anything. But that’s like saying being a university professor doesn’t buy you anything. Just like an esteemed job creates opportunities, good credit establishes liberty and leisure. Good credit gives you the freedom to buy things you might otherwise not afford. And one

4 Steps to Your First Financial Check-Up

With a new year underway, it’s a great time to sit down and perform a self-evaluation of your personal financial position. Like going to the doctor, a personal financial audit is something many people put off until they have to do it, and sometimes, that’s too late. Luckily checking the pulse of your financial health

How does a Rent-to-Own Agreement Work?

We hear the term “rent-to-own” often, but do you really understand what it involves and how it could work for you in purchasing a home? Rent-to-own, also known as a lease option, is a contract that allows renters to lease a property and, at the end of the lease (usually one to three years), have