"Everything financial in your life has your credit score attached to it. Your credit score determines where you fall in society, and if you are in the have or have not's. You should always be improving"
Logan Skidmore
President
"Your credit score is one of the most important numbers in your life, and most people unaware of their score and how its calculated. Fix your credit. Fix your life."
Adam Hetrick
CEO
Our credit repair system was designed as a multi step process that puts the power of having good credit back in your hands. We start with a FREE evaluation and identify the items that are hurting your credit score. We follow that with multiple investigations of those negative items. Our results are PERMANENT.
We are highly trained, registered, bonded and respected experts in credit repair, and we make sure your credit is fixed for good so that you aren't held back by your credit score again. The Credit Repairmen are here to increase your credit score in order to achieve your financial goals.
Credit Repair
We understand that hard times can lead to difficult situations. One of our mottos is "Fix your credit, fix your life." Our credit repairmen work with lenders every day to debate negative items. Your score is guaranteed to increase so you can be on your way to a better life.
- The credit repair process is made simple for you.
You sit back and relax while we dispute negative items with the credit bureaus, collection agencies and original creditors.
We'll keep you updated as your score changes.
Credit Building
It's going to feel great to see your credit scores increase through the credit repair process, but that's not where it ends. We'll help you understand how to build good credit after you leave our offices, including maintaining three credit cards while paying down and keeping your balances low.
- We'll keep you informed on things you can do to maintain and build your credit. Part of credit building is "Don't stop learning!" We'll continue to feed you information, tips and guidance so you can maintain your score.
Credit Education
The subject of credit can be boring or even daunting for some. We want to make it simple. You don't have to understand everything, because when you partner with The Credit Repairmen, that's our job. We invest time and resources to give you the best information and guidance.
- Whether you're thinking of buying a new home or you need information to protect yourself against identity theft, our experts are ready and available to help. We're constantly in contact with lenders and banks so we can prepare you for the loan process.
With the busyness of life and the stress of money on your mind, a missed payment can happen. We understand, but making a habit of it is the first factor that lowers your credit score. Creditors look at the last time you were late (the further that time was, the better), how often you make late payments, and how late did you make the payment.
Not only do creditors look at the total amount you owe, but how much of your limit you are using. Creditors divide your balance by the limit. The bigger the gab between your balance and the limit, the better.
Typically, the longer you've had credit, the better. The score considers the age of your oldest account and the average age of all of your accounts.
Applying for lots of credit in a short time can be bad for your score. Piling on new credit quickly and when you don't have a long credit history worries lenders.
Having a mix of credit shows lenders you can manage the responsibility. Creditors recommend having a balance of revolving debts such as credit cards and installment loans like a mortgage.
Did you know there are at least 7 laws or acts in place to protect you as a consumer from the harm that can happen if your credit information is reported incorrectly.
When we are helping a client repair his credit we use those laws to leverage the credit bureaus, collection agencies and original creditors to investigate items on your report to ensure everything is 100% accurate, 100% verifiable, timely and not misleading. If the account in question doesn't meet the standards listed above then it must be removed from your credit report.
Credit Repair will allow you to live the American dream.
Often times, your credit score can get in the way of buying your dream home or purchasing a new car, but it doesn’t have to. We can raise your credit score by removing these negative items from your credit report while giving you sound advice on what you can do to raise your score on your own. It will help you buy a home, car or anything financed. It will help you get or keep your job. It will make life cheaper by lowering a lot of your bills. It will pay for itself in no time.
It will change your life.
Obtain Your Credit Report
Your credit report basically shows your entire financial life on paper. From any loans you have to credit cards and other debt, the report allows creditors to decide how likely it is that you will pay back the money you want to borrow.
Select Items to Investigate
Once we've gone over your credit report, our experts will be able to map out a plan of action. This is the time that we can investigate items you deem inaccurate, misleading or just unverifiable. We've been through this. Allow us to help!
Remove Negative Items
Our experts have developed the best credit repair strategies and have experience challenging negative items. We work with credit reporting agencies to get you the highest score possible, even if it requires repeating this step multiple times until everything is 100% accurate, verifiable and timely.
We at The Credit Repairmen are dedicated to our clients. We're ready to help you fix your credit and begin to accomplish your dreams.
At the Credit Repairmen your success in our program is our success as a company. Let us show you how credit repair is done right because we live our core beliefs.
- Do the right thing.
- Treat people like rockstars
- Endless positivity
- Devotion to mission
- Consistency